POS lending or credit card?
Having decided to purchase household appliances or other expensive goods, the borrower is faced with the problem of choice.
Which loan to give preference? Use a credit card or the services of bank managers directly in the store?
Benefits of POS Loans
POS-lending is a targeted loan, carried out directly at the point of sale. Collateral for it is the purchased goods. The positive aspects of such loans include:
speed of receipt – a loan is issued instantly at a point of sale;
simplicity of execution – there is no need to collect a large package of documents, confirm solvency;
lack of guarantors and “significant” collateral. The thing that is acquired is not psychologically perceived as a guarantee;
low interest rate in comparison with microloans and express loans. Continue reading
What disputes are resolved in the arbitration court?
Those people who have disputes or problems can resolve them in an arbitration court. Any dispute is individual and requires a special approach. From practice it is clear that if you are not guided by emotions, many issues can be resolved without bringing the matter to court.
In the domestic system of legal proceedings, courts are assigned far from the last role. They consider all kinds of disputes arising as a result of entrepreneurial activity. There are also courts that decide issues that relate to intellectual property. Continue reading