Fuel card for everyone
A modern person uses a large number of payment instruments. Most of them, such as credit cards, electronic wallets, are universal, but there are also specialized ones.
The latter also include fuel cards, which are a means of paying for fuel at gas stations.
The use of fuel cards is becoming more popular, both among motorists and among commercial organizations.
For enterprises
The benefits of this payment instrument are most fully disclosed when used by legal entities.
There is no need to use cash turnover. Thanks to this, possible frauds of drivers with cash and gasoline residues are excluded. The system allows you to view detailed statistics on all payments and gas stations, sometimes SMS informing service is provided.
The company’s management also has the ability to set limits – daily and monthly. As a result, cost control is tightened. You can remotely lock / unlock the card in real time – this feature can be useful in case of loss of control over the driver.
What is also important for legal entities, document management is streamlined. The accounting department of the buyer company regularly (usually monthly) receives the necessary package of reporting documentation.
The card itself is protected by a PIN code from unauthorized use. At the same time, it can be freely transferred to another person in case of illness or employee leave.
For motorists
For individuals, the fuel card also has a certain appeal. Basically, this is the opportunity to receive discounts on gasoline or accumulate bonuses for future use. Often, cardholders have the opportunity to participate in additional prize draws or receive discounts on related products and services.
Of course, this tool is not without flaws. Attachment to one brand is a minus for both individuals and legal entities. It is good if you live or work in a region with a large number of gas stations of the selected network. If you have to travel to the other end of the city specifically to refuel, the whole positive effect disappears. In this aspect, large fuel companies with an extensive network of gas stations win.
Russian practice
Fuel cards appeared in Russia later than in Europe, however, the presence of a cashless payment system is already the standard for network gas stations. An excellent example of an effective fuel payment system is the Eka payment card. It combines the advantages of many systems, while at the same time providing additional bonuses, such as a free “personal account” and a discount system for retail gas stations.
