What are the benefits of deposit insurance?
Deposit insurance is a new service that banks have begun to offer to customers. The essence of insurance is that if the bank refuses to pay the client a deposit,…

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Conclusion of WebMoney electronic funds to Visa and Mastercard
With the growing number of users of the webmoney electronic payment system, the number of methods for depositing, withdrawing and exchanging such funds is growing. Such methods should be reliable,…

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What to check before choosing upholstered furniture
First of all, the person who comes to the store to select a sofa in his living room gives all attention to how comfortable he is with the upholstery, the…

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What are the benefits of deposit insurance?

Deposit insurance is a new service that banks have begun to offer to customers.
The essence of insurance is that if the bank refuses to pay the client a deposit, he can write a statement to the insurance company. She submits an official request to the bank and, after receiving a response, reimburses the deposit amount to the client. Typically, customers who have insured deposits receive a slightly lower interest on the deposit. For example, if a client should receive 20% per annum on a deposit, he will receive only 15-17%, but he will be insured against problems and unforeseen circumstances. In any case, the insurance company will pay him the full amount of the deposit. The insured event occurs at the moment when the bank is declared bankrupt. Continue reading

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