Ways to earn extra money in Japan
Almost all students in Japan try to find a part-time job. Work that is combined with other activities is called arubaito. Often the same word also refers to people who…

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POS lending or credit card?
Having decided to purchase household appliances or other expensive goods, the borrower is faced with the problem of choice. Which loan to give preference? Use a credit card or the…

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What to check before choosing upholstered furniture
First of all, the person who comes to the store to select a sofa in his living room gives all attention to how comfortable he is with the upholstery, the…

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What are the benefits of deposit insurance?

Deposit insurance is a new service that banks have begun to offer to customers.
The essence of insurance is that if the bank refuses to pay the client a deposit, he can write a statement to the insurance company. She submits an official request to the bank and, after receiving a response, reimburses the deposit amount to the client. Typically, customers who have insured deposits receive a slightly lower interest on the deposit. For example, if a client should receive 20% per annum on a deposit, he will receive only 15-17%, but he will be insured against problems and unforeseen circumstances. In any case, the insurance company will pay him the full amount of the deposit. The insured event occurs at the moment when the bank is declared bankrupt.
If you open a deposit in a licensed domestic bank, it will be automatically insured. If the financial institution does not have a license, then this is most likely the next financial pyramid, therefore, in the event of bankruptcy, no one will return you.

You can not insure deposits held in domestic banks, but outside the country. It is also impossible to insure deposits of private entrepreneurs if they are intended for commercial purposes. Also, funds that are transferred to trust are not insured.

Literally recently, insurance for investing in PAMM accounts has become possible. Of course, only those investments that meet all the requirements for the amount of capital, terms of work and trading results. Some are rather skeptical of such insurance, since they believe that the risks in this area are so high that when an insured event occurs, the company will not fulfill its obligations. But no matter what, all payments are made in a timely manner.

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