Immigration to New Zealand as an investor
There are two options to go to New Zealand as an investor. There are two options to go to New Zealand as an investor. If the investor is large, then…

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Ways to earn extra money in Japan
Almost all students in Japan try to find a part-time job. Work that is combined with other activities is called arubaito. Often the same word also refers to people who…

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Rent an apartment in Moscow
Often you can observe a situation where Muscovites prefer to rent available property on the terms of a lease. This is due to the fact that housing is in demand,…

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What are the benefits of deposit insurance?

Deposit insurance is a new service that banks have begun to offer to customers.
The essence of insurance is that if the bank refuses to pay the client a deposit, he can write a statement to the insurance company. She submits an official request to the bank and, after receiving a response, reimburses the deposit amount to the client. Typically, customers who have insured deposits receive a slightly lower interest on the deposit. For example, if a client should receive 20% per annum on a deposit, he will receive only 15-17%, but he will be insured against problems and unforeseen circumstances. In any case, the insurance company will pay him the full amount of the deposit. The insured event occurs at the moment when the bank is declared bankrupt.
If you open a deposit in a licensed domestic bank, it will be automatically insured. If the financial institution does not have a license, then this is most likely the next financial pyramid, therefore, in the event of bankruptcy, no one will return you.

You can not insure deposits held in domestic banks, but outside the country. It is also impossible to insure deposits of private entrepreneurs if they are intended for commercial purposes. Also, funds that are transferred to trust are not insured.

Literally recently, insurance for investing in PAMM accounts has become possible. Of course, only those investments that meet all the requirements for the amount of capital, terms of work and trading results. Some are rather skeptical of such insurance, since they believe that the risks in this area are so high that when an insured event occurs, the company will not fulfill its obligations. But no matter what, all payments are made in a timely manner.

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